In another attempt to save struggling homeowners from avoidable evictions, Washington, D.C. Mayor Adrian M. Fenty signed an act called Saving DC Homes From Foreclosure Emergency Act of 2010. This act amends several sections of the District of Columbia Official Code.

Most prominent in the act is the addition of a foreclosure mediation section, which has specific requirements banks must meet before proceeding with a foreclosure.

These requirements detail a lengthy process lenders must follow in order for foreclosures to be considered valid. Foreclosure sales resulting from a process that skipped a step or proceeded incorrectly will be considered void.

This process adds even more steps to the already confusing and lengthy process of foreclosure.


Silvana Dias, a skilled foreclosure buyers agent in the metro dc region, feels this is leading to severe problems in the process of buying foreclosures. "its becoming very difficult in obtaining title insurance for these properties and delaying settlements". You have to make sure every step was done, and foreclosure was done correctly.